The 10 Commandments of Financial Success (or why I am not Tony Fernandez) Be honest with all people ( OK. I can do that…. ) Practice self-discipline ( Fail – Only do things when I feel like it ) Get along with people ( Fail – only those I can stand which are not many ) Find a supportive spouse/partner ( ??? – you mean find another one? Hehehehe… ) Work harder than your peers ( Fail – Come on laa… my peers already do all the work, I relax laa…Too many cooks spoil the broth.... Work smart, doh… ) Love your chosen career/business ( Fail – chosen? No work, no pay, no eat, no astro, …. No choice. ) Develop strong leadership qualities ( Fail – see 3 above. Humans do not deserve my attention… too, emotional.) Be a competitor ( Fail – I Malay laaa… where got competitiveness one ) Get (and stay) organized ( O shoot…. I am supposed to be in a meeting half an hour ago !!... Where’s my pen, my note book… didn’t they give me some notes to read before going into the meeting?? ...