Life's Remains....

Just checked my EPF account, and I saw that they have created an "Akaun Warga Emas" for me. This account, apparently, is where my salary deductions will be placed from now on. I am grateful to Allah for the rezeki, but I now have one major concern. I am healthy, but not wealthy. Health is wealth, they say, but you will need to be wealthy to be healthy. Healthcare ain't cheap. Now, as I am still gainfully employed, my employer is forking out the expenses for my health care.  I still have five years to go, but, I have a kidney condition that requires me to take medications. If I do not have to see the doctor (which I have reduced the frequency from quarterly to half-yearly) the cost of the meds alone is about RM120 a month. That is if my kidney (I have only one functioning) does not deteriorate further. From, my calculation, I will have exhausted my EPF in 3 to 4 years, after I pay off all my liabilities to the bank. So, I now must find another source of income. P...

Spock son of Sarek. Born: 2230.Died: 2263 (in alternate universe) aged 162 Vulcans, I assume, would be well into rebuilding their civilization and restoring their culture on their new planet after it was destroyed by Nero in 2258. Vulcans first came to earth in April of 2063 when they detected the first ever warp drive test flight piloted by Dr. Zefram Cochrane. Our allegiance with them, has contributed to the advancement of human technologies, which, in turn enabled inter-planetary relations and the exploration of space... the final frontier. Legend has it that, Vulcans were very emotional creatures, but their religion (although, they do not refer to it as one), founded upon the teachings of the great philosopher Surak, forbids them to show emotion, and to embrace logic. Humans, will do well to adopt the teaching of Surak. Humans may not be as violently emotional as prehistoric Vulcans, but we would probably be better off, I think, if we can control our emotions. When I...

Love and marriage, as the song goes, go together like horse and carriage. We all know that's not true. A horse, I would imagine, would prefer not being attached to anything. For the Malay woman, however, she is expected to find a husband before she reaches 30. Much less in the olden days, when she would have been labeled a spinster if she was still unmarried by the time she reached 21. Things have changed, more women are income earners, some do it better than men. But, the old aunties and uncles, and grand aunties and grand uncles, who lived most of their lives in the previous century, still ask the dreaded question, "When are you getting married?" Why do we get married? - It's sunnah, yes, but, can a person not go to heaven if she or he does not ever get married? - To have babies? Bundles of joy? All they do is cry and poop. You have to feed them, take them to the baby doctor once in a while (which is getting more and more expensive), find sitters for the...

1) Don't get into debt for things you can live without - Every time you want to spend money on a thing you cannot pay cash for; ask yourself this important question - Can I still breathe, eat, drink and have sex if I don't buy this thing? If the answer is YES, then don't take a loan to have it. Remember this: CREDIT CARDS are EVIL - they lull you in thinking you can afford something you don't need. 2) Don't get a job - getting a job means you put yourself in a false sense of security. You think all you have to do in life is breathe, eat, drink and have sex then you poke your ATM card in the ATM machine and voila!! you have money to continue to breathe, eat, drink and have sex for another month. Create jobs and encourage your staff to be entrepreneurs. Don't just be a consumer. Be the supplier. 3) Don't worry about the future - you can't do anything about the future. In this age of the internet, things change faster than they did 20 years...