Just checked my EPF account, and I saw that they have created an "Akaun Warga Emas" for me. This account, apparently, is where my salary deductions will be placed from now on. I am grateful to Allah for the rezeki, but I now have one major concern. I am healthy, but not wealthy. Health is wealth, they say, but you will need to be wealthy to be healthy. Healthcare ain't cheap. Now, as I am still gainfully employed, my employer is forking out the expenses for my health care. I still have five years to go, but, I have a kidney condition that requires me to take medications. If I do not have to see the doctor (which I have reduced the frequency from quarterly to half-yearly) the cost of the meds alone is about RM120 a month. That is if my kidney (I have only one functioning) does not deteriorate further. From, my calculation, I will have exhausted my EPF in 3 to 4 years, after I pay off all my liabilities to the bank. So, I now must find another source of income. P...